What is the primary distinction between the insuring agreement and the policy conditions?

• A. The insuring agreement states what the insurer covers; policy conditions outline the duties of the insured and insurer to maintain coverage.
• B. The insuring agreement lists all exclusions; policy conditions specify premiums.
• C. The insuring agreement defines liability only; policy conditions define deductible amounts.
• D. The insuring agreement sets policy limits; policy conditions provide claim appeal rights.

Answer: (A)