What is the function of medical payments (Med Pay) coverage?

• A. To reimburse the insured for medical expenses not related to an auto accident.
• B. To cover medical costs for occupants of the insured vehicle injured in a covered accident, regardless of fault.
• C. To pay only medical costs after fault is determined.
• D. To cover medical costs for the insured's own injuries regardless of fault.

Answer: (B)